PERSONAL MONEY MANAGER

Your money, tracked from chat

Create your RYVV account, link Telegram, and log money by texting or talking. Everything syncs to your dashboard.

Free to start · Works in Telegram · Indian ₹

Telegram · RYVV
gave rahul 500
Logged ✅ Gave ₹500 to Rahul
who owes me?
You will get ₹4,850
Rahul · Meena · Karthik
RYVV dashboardSynced just now

Total balance

₹1,25,000.50

On hand

₹82,430.50

HOW IT WORKS

From first message to full picture

A simple setup keeps every rupee in one trusted place.

  1. 1

    Create your RYVV account

    Start with the account that owns your money history.

  2. 2

    Link Telegram with your one-time code

    /start 4F9K2A

    Send the code to the bot once — it stays linked after that.

  3. 3

    Log from chat or web — always in sync

    Your phone and dashboard stay on the same data.

THE ASSISTANT

Money conversations that stay useful

Telegram is the fastest way to use the same RYVV account — not a separate product. Ask, log, and settle without losing the bigger picture.

Same account. Same data. Just faster.

  • Log by text or voice
  • Check who owes you
  • Settle a person
  • Month summaries
  • PDF reports

Your dashboard, same moment

You will get
₹4,850
Rahul
₹1,200
Priya
-₹300
September net
+₹23,660
Statement
Sep · PDF

Hover a message to see what it changes.

Telegram · RYVVtoday
gave rahul 500
Logged ✅ Gave ₹500 to Rahul. Rahul now owes you ₹1,200.
🎤 voice note (0:04)
Heard: “got 200 from priya” — Logged ✅ You owe Priya ₹300.
who owes me?
You will get ₹4,850 — Rahul ₹1,200, Meena ₹2,400, Karthik ₹1,250
settle with rahul
Settle Rahul at ₹1,200 → balance becomes ₹0. Confirm?Yes, settleCancel
spend this month?
September spend ₹18,340 · Income ₹42,000 · Net +₹23,660
send report
📄 RYVV-Statement-Sep.pdf
YOUR MONEY, CLEARLY

Know who owes whom

Gave, Got, and Settle make every personal balance easy to understand.

People3 active balances
  • Rahul
    You will get ₹1,200
  • Priya
    You will give ₹300
  • Aarav
    Settled ₹0

A simple flow for every person

Use Gave when money goes out, Got when it comes back, and Settle when the balance is complete. Settle always brings a person to ₹0.

GaveGotSettle
MONEY PLACES

Your money, wherever it lives

Separate your everyday cash from UPI, bank, and other accounts.

On hand

₹82,430.50

Default cash pocket

UPI

₹24,850.00

PhonePe · GPay

Bank

₹17,720.00

Savings account

Other

₹0.00

Add a place anytime

Total balance

₹1,25,000.50

Month income

₹42,000

Month expense

₹18,340

THE DASHBOARD

The full picture, when you need it

The web app is where your history becomes useful: edit entries, filter activity, review contact balances, and understand every change.

Explore the dashboard

Total balance

₹1,25,000

You will get

₹4,850

You will give

₹1,240

Recent activity

  • Gave Rahul-₹500
  • Got from Priya+₹200
  • Grocery shopping-₹1,240

Balances

  • Rahul₹1,200
  • Meena₹2,400
  • Priya-₹300
REPORTS

Your money, ready to share

Generate PDF and CSV statements per person or by date range. Request them from the web or simply ask the bot.

  • PDF statements
  • CSV export
  • Date ranges

RYVV Statement

September 2026

Opening balance
₹1,01,340.50
Income
+₹42,000
Expenses
-₹18,340
Closing balance₹1,25,000.50
STAY ON TOP

Helpful, not noisy

Daily digest

Start your day with a clear view of balances and recent activity in Telegram.

Pending dues

Gentle reminders for balances that still need your attention.

Spending alerts

Know when your month is moving faster than planned.

Create your RYVV account

Link Telegram right after signup.

Email is optional — we'll carry it into the signup form.

Create free account